Debt Consolidation in 2021


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What is debt consolidation?

Consolidating debt refers to the consolidation of multiple debts, such as credit cards, high-interest loans, and other bills, into one monthly payment. Consolidating debt can lower your interest rate. This will help you save money, reduce your monthly payments, and get rid of your debt faster.

ConsolidationNow offers debt consolidation services

ConsolidationNow has a variety of debt consolidation programs to help you achieve your financial goals.

Balance Transfer

Transfer maximum credit limit
You can transfer high-interest debt using credit cards, store cards, loans and other means and get a low promotional rate.

Personal Loan

Borrow up to $35,000 starting at $2,500
A consolidation loan can help you save money by locking in a fixed rate of interest. No collateral is required, and there are no origination fees.

Home Loan

Get a loan starting at $35,000 and ending with $200,000
You can consolidate or refinance your debt using the equity in your home. There is no need to close and meager fixed interest rates.

Student Consolidation Loans

Refinance student loans
You can choose between a fixed or variable rate of interest with no fees. Flexible terms can lower the monthly student loan payments.

Consolidating debt is a good idea

Take a look at these examples to see how debt consolidation can help you get control of your finances.

You may be able to reduce interest costs.

  • A consolidation loan may allow you to lock in a lower rate of interest
  • With a balance transfer, you can get a low promotional APR credit card

Consolidate your monthly bills

  • Streamline and simplify your finances
  • Consolidate your debt to make smaller monthly payments

Eliminate debt faster

  • Spend less on interest
  • Reduce your principal as soon as possible

Repay your debts over time

  • Select your balance transfer or loan term
  • You can create a monthly payment schedule that works for your needs

Here’s how it works

  • Choose which debts you want to pay off

Consolidate credit cards and store cards, gas cards, and medical bills. You can also consolidate federal student loans and private student loans.

  • Your balance transfer and loan offers.

Compare the different debt consolidation programs available and choose the one that suits you best.

  • Reduce your debts

As you reduce your debt, we can help you set a monthly payment that you are comfortable with.

Which is better: a consolidation loan or a balance transfer?

There is no one solution for debt consolidation. We offer solutions that will help you consolidate debt in a way that suits you.

Consolidation loans

A consolidation loan allows you to choose the amount and repayment terms that work for you. With a ConsolidationNow Personal loan, you can borrow up to $35,000 and up to $200,000, respectively. With a ConsolidationNow Student Consolidation Loan, you can combine federal and private student loans into one new loan.

Once you are approved, you will be able to pay off your consolidated debt by making monthly repayments according to the loan repayment terms.

Balance Transfers

A balance transfer is a solution offered by your credit card. A balance transfer allows you to pay off other loans or credit cards using your credit. These debts are then combined and added to the credit card balance.

You get a promo rate of 5% for a limited time when you balance transfer. You may have to pay a transfer fee depending on the offer.


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Our Payday Loan Forgiveness Program is available in all States and has amazing success in assisting all Americans.

Call now for immediate help. Forgiveness is due for people who are being crippled by $1200+ of payday loan debt. There’s no obligation, it costs you nothing to call, and it won’t hurt your credit.

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So thankful for this Debt Program, Now I have finished it I feel free again. The debt was such a burden .”- Jane Ellis

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Debt Consolidation