Debt Consolidation In Maine | Alternative To Bankruptcy

How To Consolidate Debts In Maine

Consolidating your debt in Maine can help you to save money on high interest debt. Because most consolidation loans are lower interest than personal loans or credit card debt, you can save money.

A recent study by Student Loan Hero found that 48% of people with debts exceeding $6,000 have not used debt consolidation. They don’t believe that debt consolidation would be beneficial for them, their credit score is not good enough, or they fear being scammed.

Consolidating your debts into one monthly payment is called debt consolidation, Consolidating debt can be used to pay off credit card debt, personal loans, medical bills, furniture, appliances, or other debts.

Consolidating your debts may be possible by using one loan to pay off all your obligations and then paying it back in one monthly installment over a set period of time.

 Personal loan and a Home equity loan.

Consolidating debt allows you to make one monthly payment that covers all your outstanding debts. Consolidating debt can help you get on the path to debt independence. This is something that you should aim for.

How to consolidate debts in Maine

After you have decided to consolidate debt for your family and yourself, you can follow these steps.

Let’s talk about the information and papers you will need. We’ll then show you how to use this data to determine if you are a suitable candidate for debt consolidation. We’ll also point you in the right direction to help you put together the best debt consolidation plan.

  1. Collect information about your debts.
  2. Calculate your Monthly Salary
  3. Make a Financial Plan
  4. Do the calculations.
  5. Take a look at your Maine Debt Consolidation Options
  6. Apply for a Maine Debt Consolidation loan.
  7. How to Keep on Top of Your Payments after Debt Consolidation in Maine

Collect information about your debts

For debt reduction, the most important piece of information is your amount of debt.

It is important to achieve the highest possible total. This is easiest if you have all your credit card statements and monthly invoices. These statements will show your current monthly payments as well as account balances. Include invoices for student loans and personal loans

You can request a free copy of your yearly credit report if you are unable to locate your bills. This will contain the majority of this information.

You may not be able consolidate your debt. 

Before you can determine if a consolidation loan is right for you, first calculate how much debt and how much each month you are paying. 

Your current balance is the most important information that you need to collect from statements, bills, or invoices. You should consider due dates, interest rates, monthly payments, late penalties and annual fees.

Calculate Your Monthly Earnings

After you know how much debt you owe, it is important to calculate how much money each month you have to pay it off. You must have sufficient income each month in order to afford the combined monthly loan payments. Your pay stubs are the best way to calculate your monthly income.

As long as your pay stubs reflect a normal week, you can use them whenever possible. You may be able to artificially increase the money you have each month for your expenses if you do a lot of overtime.

You are putting yourself in a difficult position. The frequency with which you are paid is another factor that can affect your monthly income. Your bi-weekly income doesn’t include the payment compounded twice each monthly if you are paid.

Bi-weekly wages, which are paid 26 times per year every two weeks, typically cover 80 hours.

Semi-monthly wages can be paid twice per month, 24 times per year and usually consist of 88.67 hours.

You will receive twice the checks if you are paid biweekly than if you were being paid semi-monthly. Your checks are approximately 10% smaller each month.

On your monthly pay slip, you will see the frequency of your pay.

Plan your financial future

A trusted credit counselor can help you create a monthly budget.

This monthly budget shows how much money is coming in and how much goes out each month for fixed and variable expenses. This budget will give you an overview of your spending habits.

It will also warn you of any red flags. Fixed and variable expenses will make up your budget. Fixed expenses are bills that don’t change by more than $10 per month.

This includes your rent/mortgage and your mobile phone bill.

Variable costs are monthly expenditures that fluctuate from month to month. Variable expenses can include utility bills, petrol and food.

You don’t know the exact monthly variable costs, so you can use your spending history for the past two to three months. For an average figure, multiply the sums of each expense by three.

This is a great opportunity to identify problem spending areas such as entertainment and fast food.

Do the calculations

After you have gathered a complete picture of your financial situation, we may use this information in order to determine if debt consolidation is a good option.

Let’s review some of the ideas from previous sections.

All factors should be considered: your overall debt, monthly total debt payments, discretionary income, and current total debt. We can use the information we have to calculate your monthly payment if you combine your debt. 

We can also help you determine if it is possible to afford it. Divide your total debt by 60 to get this number. This will give you an estimate of how much you would have to pay each month in order to repay the loan over five years. 

What would you do if your total debt was $60,000? If your total debt was $60,000., your monthly debt consolidation payment will be approximately $1,000. This includes interest. 

To make a profit from debt consolidation, you will need to have at least $1,000 per monthly after paying your living expenses. It’s not possible to pay off all your debts. Instead, look at other options.

Take a look at the Maine Debt Consolidation Options.

Now we’ve gone through all aspects of debt consolidation.

Let’s look at the various debt consolidation options in Maine.

Like we said before, debt consolidation can take many forms.

There are many options: credit card balance transfers, unsecured loans, home equity loans and debt management programs.

Understanding the pros and cons of each option can help you decide which one is right for you. You can transfer credit card balances to pay off other credit cards. Often at a lower rate of interest.

These often include balance transfer fees, and may be linked to short-term promotional rates of interest that could skyrocket if not paid in full. Consolidating debts and obtaining a loan is one way to combine all your obligations into one big loan.

These loans can be very beneficial, but you need to have good credit in order to be eligible. Also, you could be charged back on your credit cards from the past. This can make it less secure financially.

A house equity loan is a type of loan that lets you borrow money against your home’s value. This allows you to pay all your debts. These loans usually include closing costs and origination. You could lose your home if the loan isn’t paid.

A debt management plan is a partnership between a credit counseling agency and you. It combines all your monthly loan payments into one. This will help you pay off all your debts over the course of the program.

For a Maine consolidation loan, fill out the application.

Now you are ready to apply for a Maine consolidation loan. Now you should be able choose the right loan type. You should know which lenders and loans you should avoid when searching for a loan, or a plan.

There are exceptions to this rule, but you should avoid any postal offers, checks or promotions from companies to which you do not already have financial connections.

Lenders and firms offering debt settlement services use aggressive sales tactics to warn customers that they may revoke their offers in as little as a few days.

Once you have narrowed down the list of potential lenders, you should do independent research to verify that the lender is trustworthy.

The Better Business Bureau can help you verify the BBB rating of your business, both locally and nationally. To find out if they have received any complaints, contact the Maine Attorney General’s Office.

You can also search the internet for reviews.

Be cautious if you see duplicate reviews on the same site or on the exact date.

Alternative, the same people.

How to Keep Your Maine Debt Payments on Track After Consolidation

No matter what debt consolidation plan you choose.

It is important to keep your monthly payments on time. This is where the real strength of a debt consolidation program lies. It’s easy to miss one payment, which can make it very difficult to get back on track. Once you have consolidated your Maine debts you will need to think about how you’ll pay your bills.

It’s a smart idea to schedule your debt consolidation payments on a day that works for you. This will allow you to be proactive in making sure your monthly payments are paid. 

It may not be wise to have the monthly payment due at the same moment as your mortgage. You can change your payment due date with the lender if you discover that it is not working out for you after a few month.

Maine Debt Management Plan

“Debt consolidation” includes Maine debt management programs. It’s important to remember that unlike “debt Settlement”, a debt management program is designed to help you repay your unsecured debts by making the payments more affordable.

A credit counseling agency may be able to assist you in negotiating with creditors to reduce interest rates or waive late fees.

It is possible to combine multiple monthly payments into one payment. You will often get lower interest rates and a stable monthly payment. Because it doesn’t require a credit score, a debt management plan can be a great alternative to a Maine consolidation loan.

Maine Debt Settlement

A partial repayment is called debt settlement. This can be done often with the assistance of a third party debt settlement company. A debt management plan involves the full repayment of existing debt with better terms, but no new loans or reductions in total debt. 

Debt settlement, however, is a partial repayment that is often done with the assistance of a third party debt settlement company.

Maine debt settlement can be most successful if you have enough money to pay all your creditors in lump sum payments.

This is because you won’t be repaying the entire amount. This also means that you should not set your debts if your credit score has been damaged or is low.

Bankruptcy in Maine

A Maine bankruptcy could be the best choice for you, despite all the benefits of debt consolidation.

Consolidationnow was established to help those who couldn’t pay their debts, and need a fresh start through Chapter 7 bankruptcy.

 

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Below is a list of lenders who are not associated in any manner with Consolidationnow.com. This is merely a useful list of lenders. We do not recommend these businesses.

Debt Consolidation In Auburn, Maine

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Some Quick Facts about Auburn in Maine

SOCIAL FACTS

8.8% of the populace need medical insurance which is more favorable than the US norm. In Auburn, Maine 12.9% of people are qualified not able bodied and therefore may use federal health insurance. Property owners (55.9%) and those possessing a university qualification are not probable to be clients for payday loans. People who did not finish secondary education are very probable to avail themselves of payday loans. In Auburn, 9.1% are part of this group.

AGE AND SEX

People over 65 consist a high 18.3 percent of the populace, indicating Auburn is a retirement location. Kids under 18 years of age consist 21.3 percent of the populace. The birth rate in Auburn is less than average at 5.9%.

ECONOMY FACTS

The typical rental cost is $789.0 which is below the average. The most common real estate cost is $165200.0, (under normals nationally). $36873.0, local retail sales per capita outstrip average for the US.

POPULATION

Residents are slightly more women with females in Auburn, Maine constituting 52.0 percent of the local inhabitants. The freshest population for Auburn in Maine is 23,414 growing by 1.5% over 2010.
Name Phone Address Review Score Sample Reviews
OneMain Financial+1 207-782-0924OneMain Financial, 600 Turner St #3c, Auburn, ME 04210, United States4.2/5 (10 reviews)
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Residential Mortgage Services, Inc.+1 800-281-1550Residential Mortgage Services, Inc., 181 Center St, Auburn, ME 04210, United States4.7/5 (13 reviews)
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Travis Penny-Maine Mortgage Broker, NMLS #1649161+1 207-835-9087Travis Penny-Maine Mortgage Broker, NMLS #1649161, 316 Center St, Auburn, ME 04210, United States5/5 (5 reviews)
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American Mortgage Market Inc+1 207-225-5937American Mortgage Market Inc, 1071 Auburn Rd # A, Turner, ME 04282, United States0/5 (not set)
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    Revolution Mortgage+1 207-718-8400Revolution Mortgage, 195 Center St Suite 201, 202, 203, Auburn, ME 04210, United States5/5 (2 reviews)
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    Poulin Team: USA Mortgage+1 207-358-3172Poulin Team: USA Mortgage, 336 Center St Ste 4, Auburn, ME 04210, United States4.6/5 (14 reviews)
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    Best Mortgage Lenders in Auburn, ME - PierРоint Моrtgаgе+1 207-536-2482Best Mortgage Lenders in Auburn, ME - PierРоint Моrtgаgе, 18 9th St, Auburn, ME 04210, United States5/5 (40 reviews)
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    Brendan Fontaine - Northstar Mortgage Lewiston | Auburn Maine+1 207-272-9949Brendan Fontaine - Northstar Mortgage Lewiston | Auburn Maine, 1 Great Falls Plaza #3c, Auburn, ME 04210, United States5/5 (7 reviews)
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    Patricia Quinn - CMG Financial Mortgage Loan Officer NMLS# 1590467+1 207-975-2844Patricia Quinn - CMG Financial Mortgage Loan Officer NMLS# 1590467, 155 Center St Building C, Auburn, ME 04210, United States0/5 (not set)
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      RepubliCash, LLC+1 207-333-3360RepubliCash, LLC, 166 Center St B, Auburn, ME 04210, United States3.9/5 (7 reviews)
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      Embrace Home Loans - Auburn, ME+1 800-333-3004 ext. 3881Embrace Home Loans - Auburn, ME, 195 Center St, Auburn, ME 04210, United States4.7/5 (10 reviews)
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      Debt Consolidation In Augusta, Maine

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      Some Quick Facts about Augusta in Maine

      POPULATION

      The newest population number for Augusta, Maine is 18,697 dwindling by -2.3% over 2010.People are slightly in favor of female in gender with females in Augusta, Maine comprising 50.0% of the residents.

      ECONOMY FACTS

      The typical rental cost is $721.0 putting the area under the nationwide average. The median real estate cost is $144800.0, (< average nationally). At $55077.0, B2C sales per capita are higher than normal for the US.

      AGE AND SEX

      Elderly people embody an extremely high 23.8 percent of the population, indicating Augusta is an extremely old aged locale. Children less than 18 years old make up 15.4% of the local inhabitants. The birth rate in Augusta is beneath US norms at 5.2 percent.

      SOCIAL FACTS

      Those who have not succeeded to finish secondary education are very probable to be the market for cash advances. In Augusta, 10.5 percent are in this classification. In Augusta, Maine 16.4% of people are recorded not able bodied and thus qualify for Medicare. Home owners (52.3%) and people who have a university degree are least probable to be in the market for usury. 8.4% of locals don't have a medical plan and this is better than the US norm.
      Name Phone Address Review Score Sample Reviews
      OneMain Financial+1 207-626-3556OneMain Financial, 12 Shuman Ave Ste 13, Augusta, ME 04330, United States4.5/5 (20 reviews)
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      Kennebec Savings Bank+1 207-622-5801Kennebec Savings Bank, 150 State St, Augusta, ME 04330, United States0/5 (17 reviews)
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        Residential Mortgage Services, Inc.+1 800-640-0753Residential Mortgage Services, Inc., 45 Memorial Cir, Augusta, ME 04330, United States2.3/5 (3 reviews)
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        Northeast Bank - Augusta+1 207-623-0603Northeast Bank - Augusta, 235 Western Ave, Augusta, ME 04330, United States0/5 (not set)
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          The Maine Loan+1 207-623-3263The Maine Loan, 5 Community Dr, Augusta, ME 04332, United States0/5 (not set)
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            Debt Consolidation In Bangor, Maine

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            Some Quick Facts about Bangor in Maine

            POPULATION

            The newest population number for Bangor, located in Maine is 32,262 a drop of -2.3% since 2010.Residents are slightly biased towards women with females in Bangor, Maine comprising 52.1 percent of the local inhabitants.

            ECONOMY FACTS

            The most common rent payment is $816.0 dropping beneath the median. The average property cost is $157000.0, (lower than average for the country). $55439.0, B2C sales per capita surpass average for the country.

            SOCIAL FACTS

            Those with title to their home (48.3%) and those who qualified with a university education are not very likely to make use of payday advances. Individuals who did not graduate from basic education are most probable to avail themselves of payday loans. In Bangor, 6.6% are part of this group. 10.1% of the populace have no a medical plan which is less favorable than the US norm. In Bangor, Maine 18.1 percent are registered not able bodied and therefore qualify for Medicare.

            AGE AND SEX

            Senior citizens make up a classic 16.6% of the local inhabitants, implying Bangor is a classic area. Kids under 18 years old make up 17.5 percent of the populace. The birth rate in Bangor is less than the US average at 4.9%.
            Name Phone Address Review Score Sample Reviews
            Consumer Credit Counseling Services+1 207-947-9933Consumer Credit Counseling Services, Bangor, ME 04401, United States0/5 (not set)
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              Residential Mortgage Services, Inc.+1 207-945-0194Residential Mortgage Services, Inc., 40 Summer St #1a, Bangor, ME 04401, United States3.9/5 (11 reviews)
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              Eric Nixon Bangor Savings Bank+1 207-251-1695Eric Nixon Bangor Savings Bank, 196 Main St, Ogunquit, ME 03907, United States5/5 (4 reviews)
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              Academy Mortgage+1 207-735-5676Academy Mortgage, 753 Stillwater Ave #2, Bangor, ME 04401, United States5/5 (45 reviews)
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              OneMain Financial+1 207-942-3507OneMain Financial, 6 Frost Dr #2, Bangor, ME 04401, United States4.3/5 (30 reviews)
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              Bangor Federal Credit Union+1 207-947-0374Bangor Federal Credit Union, 339 Hogan Rd, Bangor, ME 04401, United States3.1/5 (22 reviews)
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              Metlife Reverse Mortgage+1 207-692-0872Metlife Reverse Mortgage, 27 State St, Bangor, ME 04401, United States0/5 (not set)
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                Embrace Home Loans-Maine - Bangor+1 855-612-9398Embrace Home Loans-Maine - Bangor, 135A Broadway, Bangor, ME 04401, United States5/5 (16 reviews)
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                Mortgage Network, Inc.+1 207-573-5230Mortgage Network, Inc., 77 Exchange St 3rd floor suite 318, Bangor, ME 04401, United States4.7/5 (15 reviews)
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                Primary Residential Mortgage, Inc.+1 207-947-6300Primary Residential Mortgage, Inc., 10 Independent St, Bangor, ME 04401, United States5/5 (8 reviews)
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                Joe Seccareccia NMLS# 1794840+1 207-745-9314Joe Seccareccia NMLS# 1794840, 40 E Summer St Suite 1-A, Bangor, ME 04401, United States0/5 (not set)
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                  LeaderOne Home Loans+1 207-808-0944LeaderOne Home Loans, One Cumberland Place, Suite 308, Bangor, ME 04401, United States5/5 (4 reviews)
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                  Shannon Odom, Mortgage Loan Officer - NMLS 509649+1 207-561-0944Shannon Odom, Mortgage Loan Officer - NMLS 509649, 1 Cumberland Place Suite 104, Bangor, ME 04401, United States5/5 (48 reviews)
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                  Downeast Capital+1 207-990-0996Downeast Capital, 6 State St # 514, Bangor, ME 04401, United States0/5 (not set)
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                    Maine Stream Finance+1 207-973-3500Maine Stream Finance, 262 Harlow St, Bangor, ME 04401, United States4/5 (4 reviews)
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                    Debt Consolidation In Bath, Maine

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                    Some Quick Facts about Bath in Maine

                    AGE AND SEX

                    The birth rate in Bath is above nationwide norms at 7.2 percent. Elderly people comprise a massive 20.4 percent of the population, indicating Bath is a pensioner locale. Children under 18 make up 21.6% of the residents.

                    ECONOMY FACTS

                    The typical rental figure is $862.0 falling below the median. The average house price is $175700.0, (< the median for the US). At $13050.0, local retail sales per capita are below the median for the US.

                    SOCIAL FACTS

                    Those who didn't finish school are quite probable to require short term financing. In Bath, 5.7% are in this category. Homeowners (57.0 percent) and individuals with a degree are least likely to want payday advances. In Bath, Maine 7.8 percent of the population are registered not able bodied and thus may use federal support. 10.0% of the populace do not have a health plan which is poorer than the US average.

                    POPULATION

                    The most up to date population survey for Bath in the state of Maine is 8,338 a drop of -2.1% since 2010.The Population is a little biased towards female with women in Bath, Maine comprising 50.0 percent of the population.
                    Name Phone Address Review Score Sample Reviews

                    Debt Consolidation In Belfast, Maine

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                    Some Quick Facts about Belfast in Maine

                    ECONOMY FACTS

                    the average rental payment is $888.0 putting the area beneath the nationwide average. The median real estate price is $190500.0, (< average for the US). Totalling $30974.0, B2C sales per person surpass the median nationally.

                    POPULATION

                    The freshest population for Belfast in Maine is 6,679 escalating 0.2% compared with 2010. Residents are a little biased towards female in gender with women in Belfast, Maine comprising 56.5% of the locals.

                    SOCIAL FACTS

                    11.1% of local inhabitants have no a health plan which is inferior to the US norm. In Belfast, Maine 9.5 percent of people are qualified as disabled and thus are eligible for federal health insurance. Those who have not succeeded to graduate from school are quite likely to use usury. In Belfast, 5.1 percent are part of this class. Homeowners (63.2 percent) and individuals who have a university education are least probable to be customers for short term financing.

                    AGE AND SEX

                    The rate of births in Belfast is beneath the national average at 4.4%. The aged comprise a gigantic 26.2 percent of the locals, indicating Belfast is an aged area. Children less than 18 years old consist 17.9 percent of the residents.
                    Name Phone Address Review Score Sample Reviews

                    Debt Consolidation In Biddeford, Maine

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                    Some Quick Facts about Biddeford in Maine

                    POPULATION

                    The populace is a little in favor of female in gender with women in Biddeford, Maine comprising 52.4 percent of the local inhabitants. The newest population number for Biddeford in the state of Maine is 21,504 escalating 1.1% since 2010.

                    ECONOMY FACTS

                    At $20212.0, retail sales per head are above the median for the country. The median rent figure is $929.0 falling beneath nationwide norms. The average house price is $245900.0, (beyond normals for the US).

                    AGE AND SEX

                    The rate of births in Biddeford is beneath normal for the US at 4.4 percent. The elderly consist an average for the US, 16.9% of the populace, implying Biddeford is an ordinary area. Youngsters below 18 comprise 16.1% of the locals.

                    SOCIAL FACTS

                    10.6% of the populace have no medical insurance which is worse than the national average. People who did not finish elementary education are more likely to be in the market for payday advances. In Biddeford, 11.3% qualify for this group. Those with title to their property (48.3%) and individuals who achieved a higher education degree are least likely to avail themselves of salary loans. In Biddeford, Maine 17.4% of the locals are recorded disabled and consequently have access to federal support.
                    Name Phone Address Review Score Sample Reviews
                    EMM+1 800-793-9633EMM, 2 Main Street Bldg. 18, #130, Biddeford, ME 04005, United States0/5 (not set)
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                      Debt Consolidation In Brewer, Maine

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                      Some Quick Facts about Brewer in Maine

                      ECONOMY FACTS

                      $44566.0, local retail sales per capita exceed normal for the country. The typical rent charge is $865.0 falling beneath the national average. The average house ticket is $162100.0, (< average nationally).

                      SOCIAL FACTS

                      In Brewer, Maine 12.9% are reported as handicapped and hence make the grade for the federal health program. 8.9% of locals do not have a medical plan meaning the area is more affluent than the United States norms. Individuals owning their own home (61.2 percent) and individuals who qualified with a bachelor education are not very likely to avail themselves of high interest loans. Those who failed to graduate from school are very likely to need short term financing. In Brewer, 7.6% qualify for this basket.

                      AGE AND SEX

                      Seniors comprise a large 17.9 percent of the local inhabitants, implying Brewer is a retirement locale. Youth under 18 years old consist 20.7 percent of the locals. The rate of births in Brewer is lower than US norms at 5.3%.

                      POPULATION

                      The most recent population count for Brewer, Maine is 9,035 dwindling by -4.7% over 2010.The Population is a little biased towards men with women in Brewer, Maine making up 49.1% of the residents.
                      Name Phone Address Review Score Sample Reviews
                      ScoreMinders+1 800-586-3052ScoreMinders, 79 Eagle Ridge Rd, Brewer, ME 04412, United States0/5 (not set)
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                        Debt Consolidation In Caribou, Maine

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                        Some Quick Facts about Caribou in Maine

                        ECONOMY FACTS

                        The most common rent charge is $598.0 falling beneath the US median. The most common real estate ticket is $90700.0, (beneath the median for the US). At $17193.0, retail sales per person are greater than normal for the country.

                        SOCIAL FACTS

                        In Caribou, Maine 18.9 percent of people are registered as handicapped and thus are entitled to federal insurance. 10.0 percent of local inhabitants have no a health plan which is worse than the United States norms. Those who did not succeed to finish school are more likely to use usury. In Caribou, 12.3 percent qualify for this class. Individuals possessing their own property (65.7%) and people who have a university degree are least likely to fall afoul of high interest loans.

                        AGE AND SEX

                        The growth in youngsters in Caribou is beneath US norms at 4.6 percent. Seniors make up a gigantic 21.9 percent of the local inhabitants, hinting Caribou is a very old aged city. Youth less than 18 years old embody 18.9 percent of the local inhabitants.

                        POPULATION

                        Residents are a little in favor of male in gender with women in Caribou, Maine comprising 48.7 percent of the local inhabitants. The newest population for Caribou in Maine is 7,593 dwindling by -7.3% compared with 2010.
                        Name Phone Address Review Score Sample Reviews
                        Aroostook County Federal Savings and Loan+1 207-498-8726Aroostook County Federal Savings and Loan, 43 High St, Caribou, ME 04736, United States3.8/5 (5 reviews)
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                        Machias Savings Bank+1 207-498-6014Machias Savings Bank, 142 Bennett Dr, Caribou, ME 04736, United States4.2/5 (5 reviews)
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                        Debt Consolidation In Ellsworth, Maine

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                        Some Quick Facts about Ellsworth in Maine

                        SOCIAL FACTS

                        10.5% of locals have no medical insurance and this is less favorable than the national norm. People who have not succeeded to finish school are quite likely to apply for short term financing. In Ellsworth, 7.2% belong to this basket. In Ellsworth, Maine 7.5 percent of the locals are registered handicapped and accordingly have access to federal health support. Property owners (63.2%) and individuals who achieved a bachelor qualification are less likely to avail themselves of usury.

                        AGE AND SEX

                        The growth in youngsters in Ellsworth is less than the nationwide average at 3.1%. Senior citizens comprise a large 18.6% of the residents, suggesting Ellsworth is a retirement spot. Kids under 18 years old consist 18.2 percent of the population.

                        ECONOMY FACTS

                        The median rent charge is $787.0 dropping under nationwide norms. The average property price is $178400.0, (below average nationally). Totalling $60167.0, retail sales per capita are greater than average nationally.

                        POPULATION

                        The newest population survey for Ellsworth, located in Maine is 8,180 rising 5.7% over 2010. The Population is a little in favor of female with females in Ellsworth, Maine constituting 54.0% of the local inhabitants.
                        Name Phone Address Review Score Sample Reviews
                        Coastal Mortgage Corporation+1 207-667-8399Coastal Mortgage Corporation, 104 Main St, Ellsworth, ME 04605, United States0/5 (not set)
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                          Atlantic Acceptance Corporation+1 207-667-2750Atlantic Acceptance Corporation, 270 High St Suite 205, Ellsworth, ME 04605, United States1.8/5 (10 reviews)
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                          Debt Consolidation In Gardiner, Maine

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                          Some Quick Facts about Gardiner in Maine

                          SOCIAL FACTS

                          People owning their home (60.9 percent) and those who qualified with a university education are not very probable to be the market for payday advances. Those who failed to finish school are more likely to apply for payday advances. In Gardiner, 9.4 percent qualify for this class. 8.0% of the population have no a health plan. This is more affluent than the United States mean. In Gardiner, Maine 14.9% of locals are qualified as not able bodied and consequently make the grade for federal support.

                          POPULATION

                          People are biased in favor of female in gender with females in Gardiner, Maine constituting 51.7 percent of the population. The newest population survey for Gardiner, Maine is 5,653 dwindling by -2.4% since 2010.

                          ECONOMY FACTS

                          The most common rental charge is $733.0 dropping under the nationwide average. The median real estate cost is $140700.0, (under normals nationally). At $7759.0, B2C sales per head are below average for the country.

                          AGE AND SEX

                          Seniors embody a large 17.4 percent of the locals, implying Gardiner is an older aged locale. Youth under 18 years old make up 24.2 percent of the locals. The growth in youngsters in Gardiner is over the US average at 6.9%.
                          Name Phone Address Review Score Sample Reviews

                          Debt Consolidation In Lewiston, Maine

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                          Some Quick Facts about Lewiston in Maine

                          ECONOMY FACTS

                          $19477.0, retail sales per head better normal for the country. The median rental figure is $748.0 which is under the US average. The median house price is $140600.0, (lower than normals nationally).

                          AGE AND SEX

                          The rate of births in Lewiston is less than the national average at 5.9 percent. Seniors comprise a large 18.5% of the population, indicating Lewiston is an older area. Youngsters less than 18 years old comprise 19.2 percent of the residents.

                          SOCIAL FACTS

                          13.1 percent of locals don't have a medical plan. This is worse than the US norm. Those who did not succeed to graduate from elementary education are more probable to be the market for quick cash loans. In Lewiston, 14.2% are part of this category. Individuals possessing their own home (50.2%) and people possessing a bachelor degree are less probable to need payday advances. In Lewiston, Maine 15.3% of the population are reported as disabled and hence are entitled to the federal health program.

                          POPULATION

                          People are more women with females in Lewiston, Maine making up 52.0% of the residents. The newest population for Lewiston, located in Maine is 36,225 dwindling by -1.0% over 2010.
                          Name Phone Address Review Score Sample Reviews
                          Lexington Law+1 833-333-8277Lexington Law, 472 Main St, Lewiston, ME 04240, United States4/5 (4 reviews)
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                          Androscoggin Bank+1 207-777-6644Androscoggin Bank, 505 Sabattus St, Lewiston, ME 04240, United States5/5 (4 reviews)
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                          T&M Commercial Funding+1 207-344-6669T&M Commercial Funding, 134 Main St 5th Floor, Lewiston, ME 04240, United States5/5 (9 reviews)
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                          Androscoggin Mortgage+1 800-966-9172Androscoggin Mortgage, 30 Lisbon St, Lewiston, ME 04240, United States0/5 (not set)
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                            Brendan Fontaine - Northstar Mortgage Lewiston | Auburn Maine+1 207-272-9949Brendan Fontaine - Northstar Mortgage Lewiston | Auburn Maine, 1 Great Falls Plaza #3c, Auburn, ME 04210, United States5/5 (7 reviews)
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                            Community Credit Union+1 207-783-2096Community Credit Union, 144 Pine St, Lewiston, ME 04240, United States3.7/5 (17 reviews)
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                            TD Auto Finance LLC+1 800-556-8172TD Auto Finance LLC, 6 Atlantis Way, Lewiston, ME 04240, United States1.2/5 (80 reviews)
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                            Debt Consolidation In Old Town, Maine

                            +
                            Some Quick Facts about Old Town in Maine

                            AGE AND SEX

                            The aged embody an outsized 17.1 percent of the population, hinting Old Town is a retirement area. Children under 18 years of age embody 18.3% of the populace. The birth rate in Old Town is over the US average at 6.7 percent.

                            POPULATION

                            Residents are slightly in favor of women with females in Old Town, Maine comprising 50.8% of the residents. The freshest population survey for Old Town, Maine is 7,431 falling by -5.3% over 2010.

                            SOCIAL FACTS

                            Homeowners (62.7 percent) and individuals who have a university education are less probable to be the market for small dollar loans. 8.8 percent of the population do not have a medical plan which means the area is more affluent than the United States mean. In Old Town, Maine 14.2 percent of locals are recorded as disabled and therefore are eligible for Medicare. People who did not succeed to graduate from elementary education are more probable to be the market for payday advances. In Old Town, 7.8 percent belong to this class.

                            ECONOMY FACTS

                            At $9741.0, retail sales per head are beneath the median nationally. The most common rental payment is $762.0 dropping beneath the national median. The average property cost is $135700.0, (under normals for the US).
                            Name Phone Address Review Score Sample Reviews

                            Debt Consolidation In Portland, Maine

                            +
                            Some Quick Facts about Portland in Maine

                            SOCIAL FACTS

                            Individuals who did not finish elementary education are very likely to be the market for short term loans. In Portland, 6.8% are part of this bracket. In Portland, Maine 8.9% of people are recorded handicapped and as a result have access to federal health support. Home owners (45.1 percent) and people possessing a higher education are not very probable to apply for small dollar loans. 7.9% of the populace don't have health insurance which means the area is superior to the United States norms.

                            AGE AND SEX

                            People over 65 consist an ordinary 14.8 percent of the residents, suggesting Portland is a classic spot. Youngsters less than 18 years old consist 15.6% of the local inhabitants. The rate of births in Portland is beneath the nationwide average at 4.8%.

                            ECONOMY FACTS

                            the average rent payment is $1124.0 rising in excess of the nationwide average. The most common real estate ticket is $289000.0, (surpassing the median for the US). At $23425.0, local retail sales per capita better the median for the country.

                            POPULATION

                            The most up to date population survey for Portland, Maine is 66,215 rising Z
                            over 2010. People are biased towards female with women in Portland, Maine constituting 51.4 percent of the residents.
                            Name Phone Address Review Score Sample Reviews
                            A American Debt Consolidation+1 207-775-7790A American Debt Consolidation, Portland, ME 04101, United States0/5 (not set)
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                              Maine Home Mortgage+1 207-871-1001Maine Home Mortgage, 52 Center Street, First Floor, Portland, ME 04101, United States5/5 (2 reviews)
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                              Mortgage Network, Inc.+1 207-883-1771Mortgage Network, Inc., 300 Southborough Dr #101, South Portland, ME 04106, United States5/5 (1 review)
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                              David Cekutis Residential Mortgage Lending and Consulting+1 207-808-5073David Cekutis Residential Mortgage Lending and Consulting, 27 Pearl St, Portland, ME 04101, United States5/5 (1 review)
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                              First Portland Mortgage Corp+1 207-878-7770First Portland Mortgage Corp, 155 Gray Rd Ste 101, Falmouth, ME 04105, United States4.9/5 (66 reviews)
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                              Total Mortgage+1 207-775-2620Total Mortgage, 470 Forest Ave, Portland, ME 04101, United States5/5 (4 reviews)
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                              Approved Home Mortgage+1 207-781-4959Approved Home Mortgage, 4 City Center 3rd Floor, Portland, ME 04101, United States0/5 (not set)
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                                Kevin Young NMLS #282803 - Residential Mortgage Services+1 207-671-1019Kevin Young NMLS #282803 - Residential Mortgage Services, 24 Christopher Toppi Dr, South Portland, ME 04106, United States5/5 (39 reviews)
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                                Oakdale Mortgages Corporation+1 207-773-3173Oakdale Mortgages Corporation, 33 Oakdale St, Portland, ME 04103, United States0/5 (not set)
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                                  loanDepot+1 207-401-2500loanDepot, 10 Atlantic Pl Unit A-10, South Portland, ME 04106, United States5/5 (1 review)
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                                  First Financial Mortgage+1 207-775-4200First Financial Mortgage, 2320 Congress St Suite D, Portland, ME 04102, United States5/5 (1 review)
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                                  Mortgage Network, Inc. - Stu Dye NMLS # 441847+1 207-318-2545Mortgage Network, Inc. - Stu Dye NMLS # 441847, 2059 Congress St, Portland, ME 04102, United States0/5 (1 review)
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                                    Diamond Mortgage+1 207-699-4340Diamond Mortgage, 500 Forest Ave UNIT 10, Portland, ME 04101, United States0/5 (not set)
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                                      Residential Mortgage Services, Inc.+1 800-795-9975Residential Mortgage Services, Inc., 75 Portland Rd #1, Kennebunk, ME 04043, United States5/5 (1 review)
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                                      Pete Clancy-Caliber Home Loans+1 207-415-4096Pete Clancy-Caliber Home Loans, 75 Market St #501, Portland, ME 04101, United States5/5 (22 reviews)
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                                      Assured Mortgage Solutions+1 207-602-4700Assured Mortgage Solutions, 1021 Portland Rd, Saco, ME 04072, United States0/5 (not set)
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                                        Peter Jose - Novus Home Mortgage+1 207-321-9904Peter Jose - Novus Home Mortgage, 552 Main St, South Portland, ME 04106, United States4.8/5 (37 reviews)
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                                        Brandon Carrigan | Loan Officer in Portland, ME+1 207-210-5497Brandon Carrigan | Loan Officer in Portland, ME, 795 Congress St #2, Portland, ME 04101, United States4.8/5 (14 reviews)
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                                        Select Realty Capital+1 207-835-7011Select Realty Capital, Portland, ME 04101, United States5/5 (5 reviews)
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                                        Bank of America Mortgage+1 207-358-4926Bank of America Mortgage, 1 City Center, Portland, ME 04101, United States0/5 (not set)
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                                          Movement Mortgage+1 207-415-4466Movement Mortgage, 95 Exchange St 4th floor, Portland, ME 04101, United States5/5 (2 reviews)
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                                          Franklin American Mortgage Company+1 866-614-7811Franklin American Mortgage Company, 470 Forest Ave, Portland, ME 04101, United States0/5 (not set)
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                                            Joseph Furlong - Mortgage Loan Officer+1 781-507-1556Joseph Furlong - Mortgage Loan Officer, 23 Portland Rd, Gray, ME 04039, United States0/5 (not set)
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                                              Academy Mortgage+1 207-387-4163Academy Mortgage, 324 Cummings Rd Suite 2nd Floor, South Portland, ME 04106, United States5/5 (93 reviews)
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                                              Androscoggin Bank+1 207-657-4446Androscoggin Bank, 24 Portland Rd, Gray, ME 04039, United States5/5 (2 reviews)
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                                              Debt Consolidation In Presque Isle, Maine

                                              +
                                              Some Quick Facts about Presque Isle in Maine

                                              SOCIAL FACTS

                                              In Presque Isle, Maine 15.1% of the population are reported as not able bodied and accordingly qualify for the federal health program. People with title to their home (61.0 percent) and individuals with a higher education are not very probable to apply for high interest loans. 8.3% of residents don't have health insurance and this is more affluent than the United States mean. Individuals who failed to graduate from basic education are very likely to avail themselves of payday advances. In Presque Isle, 9.0% are in this class.

                                              POPULATION

                                              The newest population survey for Presque Isle, Maine is 9,007 dwindling by -7.1% over 2010.Residents are slightly biased towards women with women in Presque Isle, Maine making up 51.1% of the residents.

                                              AGE AND SEX

                                              The aged comprise an outsized 19.2 percent of the locals, implying Presque Isle is an older aged town. Kids under 18 years of age consist 19.9 percent of the locals. The birth rate in Presque Isle is below nationwide norms at 4.8 percent.

                                              ECONOMY FACTS

                                              Totalling $42070.0, retail sales per capita surpass average for the US. the average rental payment is $592.0 putting the area below the median. The most common house cost is $115400.0, (< the median for the country).
                                              Name Phone Address Review Score Sample Reviews

                                              Debt Consolidation In Rockland, Maine

                                              +
                                              Some Quick Facts about Rockland in Maine

                                              ECONOMY FACTS

                                              At $43263.0, local retail sales per capita are greater than normal nationally. The typical rent payment is $782.0 falling under US norms. The average property ticket is $172800.0, (lower than average for the country).

                                              SOCIAL FACTS

                                              Those who didn't graduate from secondary education are very likely to fall afoul of payday loans. In Rockland, 6.9% are part of this class. 9.6 percent of locals do not have health insurance and this is worse than the national norms. Home owners (55.9%) and individuals possessing a higher education are least probable to be in the market for salary loans. In Rockland, Maine 16.7% of locals are recorded not able bodied and thus may use federal health insurance.

                                              POPULATION

                                              The freshest population for Rockland, Maine is 7,165 dwindling by -1.9% compared with 2010.The Population is a little biased towards women with females in Rockland, Maine constituting 53.9 percent of the locals.

                                              AGE AND SEX

                                              Senior citizens comprise a completely outsized 23.1% of the locals, indicating Rockland is a solely retirement town. Kids less than 18 years old comprise 18.3 percent of the residents. The birth rate in Rockland is less than the national average at 5.0 percent.
                                              Name Phone Address Review Score Sample Reviews

                                              Debt Consolidation In Saco, Maine

                                              +
                                              Some Quick Facts about Saco in Maine

                                              POPULATION

                                              The Population is slightly more female with women in Saco, Maine making up 51.8 percent of the population. The most up to date population survey for Saco in Maine is 19,964 exapanding by 7.9% over 2010.

                                              ECONOMY FACTS

                                              the average rental payment is $1173.0 outshining the US median. The median real estate cost is $258900.0, (over normals nationally). $26417.0, local retail sales per capita are greater than normal for the US.

                                              AGE AND SEX

                                              Senior citizens consist a high 17.1 percent of the locals, indicating Saco is an older city. Youth under 18 years of age consist 20.2% of the population. The rate of births in Saco is over the nationwide average at 6.3%.

                                              SOCIAL FACTS

                                              7.6 percent of the populace do not have a medical plan and this is more favorable than the national norm. Home owners (65.5 percent) and people who have a university qualification are less probable to want short term financing. In Saco, Maine 8.3% are qualified as handicapped and as a result qualify for federal support. Individuals who haven't succeeded to finish secondary education are very probable to be in the market for payday advances. In Saco, 6.1 percent are part of this basket.
                                              Name Phone Address Review Score Sample Reviews
                                              Franklin American Mortgage Company+1 800-295-1020Franklin American Mortgage Company, 7 Saco Rd, Alfred, ME 04002, United States0/5 (not set)
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                                                Norcom Mortgage+1 207-494-7149Norcom Mortgage, 199 Main St suite 104, Saco, ME 04072, United States4.1/5 (9 reviews)
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                                                Bryan Daley Mortgage Lender+1 207-229-9225Bryan Daley Mortgage Lender, 199 Main St #104, Saco, ME 04072, United States0/5 (not set)
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                                                  Harbor View Lending Group - Mortgage - Saco, ME+1 207-571-8034Harbor View Lending Group - Mortgage - Saco, ME, 439 Main St, Saco, ME 04072, United States0/5 (not set)
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                                                    Jim Allennot foundJim Allen, 270 Main St, Saco, ME 04072, United States0/5 (not set)
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                                                      Assured Mortgage Solutions+1 207-602-4700Assured Mortgage Solutions, 1021 Portland Rd, Saco, ME 04072, United States0/5 (not set)
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                                                        Damian Pisano Norcom Mortgage NMLS ID 801432+1 207-641-7024Damian Pisano Norcom Mortgage NMLS ID 801432, 199 Main St #104, Saco, ME 04072, United States5/5 (3 reviews)
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                                                        Jamie Towne - Mortgage Loan Officer+1 603-775-3165Jamie Towne - Mortgage Loan Officer, 4 Scamman St Suite 6, Saco, ME 04072, United States0/5 (not set)
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                                                          Debt Consolidation In Sanford, Maine

                                                          +
                                                          Some Quick Facts about Sanford in Maine

                                                          ECONOMY FACTS

                                                          Totalling $NaN, B2C sales per capita surpass the median for the US. The median rent payment is $901.0 falling under the nationwide average. The median house ticket is $183800.0, (under normals for the US).

                                                          POPULATION

                                                          Locals are biased in favor of female with females in Sanford, Maine comprising 53.0% of the locals. The freshest population number for Sanford, Maine is 21,223 growing 2.1% over 2010.

                                                          AGE AND SEX

                                                          People over 65 comprise an ordinary 16.9 percent of the locals, hinting Sanford is a typical city. Youngsters under 18 comprise 22.4% of the population. The birth rate in Sanford is less than US norms at 5.7%.

                                                          SOCIAL FACTS

                                                          Individuals who failed to graduate from basic education are quite likely to make use of small dollar loans. In Sanford, 8.2 percent are in this classification. 8.4% of the population do not have medical insurance which means the area is more affluent than the national norm. In Sanford, Maine 13.4% are recorded handicapped and therefore pass for federal health support. Those possessing their home (59.2 percent) and people possessing a bachelor degree are not likely to want small dollar loans.
                                                          Name Phone Address Review Score Sample Reviews
                                                          Flagstar Bank Home Loan Center+1 800-945-7700Flagstar Bank Home Loan Center, 1209 Main St Suite C, Sanford, ME 04073, United States0/5 (not set)
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                                                            Debt Consolidation In South Portland, Maine

                                                            +
                                                            Some Quick Facts about South Portland in Maine

                                                            AGE AND SEX

                                                            The elderly embody an ordinary 16.7 percent of the locals, indicating South Portland is an ordinary area. Kids below 18 comprise 17.9 percent of the populace. The growth in youngsters in South Portland is below the nationwide average at 4.0 percent.

                                                            ECONOMY FACTS

                                                            The median rental payment is $1305.0 which is above nationwide norms. The average real estate cost is $257200.0, (> the median for the country). $45099.0, retail sales per person are above the median for the country.

                                                            SOCIAL FACTS

                                                            Those who did not succeed to graduate from elementary education are very likely to apply for payday financing. In South Portland, 4.0% belong to this class. 7.3 percent of the populace do not have health insurance and this is superior to the United States mean. In South Portland, Maine 8.8% of locals are registered as disabled and therefore may use federal insurance. Home owners (63.4%) and individuals who qualified with a bachelor degree are less likely to be customers for high interest loans.

                                                            POPULATION

                                                            Locals are slightly in favor of female with women in South Portland, Maine comprising 52.1% of the residents. The most current population for South Portland in Maine is 25,532 a rise of 2.0% over 2010.
                                                            Name Phone Address Review Score Sample Reviews
                                                            Mortgage Network, Inc.+1 207-883-1771Mortgage Network, Inc., 300 Southborough Dr #101, South Portland, ME 04106, United States5/5 (1 review)
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                                                            Kevin Young NMLS #282803 - Residential Mortgage Services+1 207-671-1019Kevin Young NMLS #282803 - Residential Mortgage Services, 24 Christopher Toppi Dr, South Portland, ME 04106, United States5/5 (39 reviews)
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                                                            loanDepot+1 207-401-2500loanDepot, 10 Atlantic Pl Unit A-10, South Portland, ME 04106, United States5/5 (1 review)
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                                                            Peter Jose - Novus Home Mortgage+1 207-321-9904Peter Jose - Novus Home Mortgage, 552 Main St, South Portland, ME 04106, United States4.8/5 (37 reviews)
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                                                            Academy Mortgage+1 207-387-4163Academy Mortgage, 324 Cummings Rd Suite 2nd Floor, South Portland, ME 04106, United States5/5 (93 reviews)
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                                                            Debt Consolidation In Waterville, Maine

                                                            +
                                                            Some Quick Facts about Waterville in Maine

                                                            SOCIAL FACTS

                                                            Those who haven't succeeded to graduate from school are more probable to be clients for high interest loans. In Waterville, 7.2% qualify for this basket. In Waterville, Maine 16.0% are registered disabled and accordingly pass for the federal health program. 10.4% of residents need a health plan which means the area is poorer than the United States norm. Homeowners (47.0%) and individuals who have a higher education degree are less likely to be in the market for quick cash loans.

                                                            ECONOMY FACTS

                                                            The most common rental charge is $727.0 falling under the US median. The median property cost is $125000.0, (lower than normals for the US). Totalling $29963.0, retail sales per capita surpass the median for the US.

                                                            POPULATION

                                                            The most recent population count for Waterville, Maine is 16,558 expanding 5.3% over 2010. The populace is biased towards women with females in Waterville, Maine making up 54.1% of the populace.

                                                            AGE AND SEX

                                                            Senior citizens make up a disproporionate 19.7 percent of the local inhabitants, indicating Waterville is an older aged location. Kids under 18 years old consist 19.9% of the population. The rate of births in Waterville is lower than the national average at 2.7 percent.
                                                            Name Phone Address Review Score Sample Reviews
                                                            Kennebec Savings Bank+1 207-872-5563Kennebec Savings Bank, 226 Main St, Waterville, ME 04901, United States4.6/5 (11 reviews)
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                                                            Debt Consolidation In Westbrook, Maine

                                                            +
                                                            Some Quick Facts about Westbrook in Maine

                                                            AGE AND SEX

                                                            Elderly people embody a disproporionate 17.0 percent of the residents, hinting Westbrook is an older aged place. Youngsters under 18 comprise 17.8 percent of the locals. The growth in youngsters in Westbrook is higher than US norms at 6.0%.

                                                            SOCIAL FACTS

                                                            Home owners (60.5%) and those who qualified with a higher education are not very probable to be in the market for short term loans. In Westbrook, Maine 10.6% of the locals are recorded handicapped and thus pass for federal insurance. 6.9% of locals don't have a health plan which means the area is more favorable than the national norm. Those who haven't succeeded to finish elementary education are most likely to be customers for short term financing. In Westbrook, 5.0 percent are part of this grouping.

                                                            ECONOMY FACTS

                                                            the average rental charge is $1030.0 which is beneath US norms. The most common real estate cost is $232900.0, (beyond normals nationally). Totalling $21613.0, retail sales per person outstrip average nationally.

                                                            POPULATION

                                                            The most recent population for Westbrook, Maine is 19,074 rising by 8.9% compared with 2010. People are slightly more women with women in Westbrook, Maine making up 50.0% of the population.
                                                            Name Phone Address Review Score Sample Reviews
                                                            Stone Coast Mortgage+1 207-854-0740Stone Coast Mortgage, 367 Main St, Westbrook, ME 04092, United States4.5/5 (16 reviews)
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                                                            Personal Finance Writer at Consolidation Now | Website

                                                            Tom Harold is a personal finance and insurance writer who has more than 10 years of experience in covering commercial and personal insurance options. He is also determined to beat her brother, who is a financial advisor with intimate knowledge of the field of personal finance. He devotes time researching the latest rates and rules.