Debt Consolidation in Rhode Island | Debt Relief In Action

Debt Consolidation in Rhode Island

Consolidationnow proudly has helped Rhode Island residents to find relief from debt for over twenty years. This includes helping them pay off their credit cards and other unsecured debt. Over that time, we have developed wonderful relationships with both individuals and companies.

Consolidationnow is a non-profit debt relief agency that offers many benefits, including the ability to help you with your debt.

We are not your typical debt relief agency. Every year, we spend hundreds of hours teaching people of all ages about the dangers of getting into debt and how to build a strong financial foundation. While we take a proactive approach, we are always available to help with any financial problems.

It is our goal to prevent financial discourse through education. This may seem counter-intuitive to some businesses, but our mission to “Everything Revolves Around Ed” is our mission because we believe that everyone can have a better quality of life if their finances are healthy.

Consolidationnow Credit Counselors have extensive knowledge in personal finance and are qualified to assist. They will treat you with compassion, understanding, and care. They will treat you as an individual. Consolidationnow understands that every situation is different. We will provide personalized care for you when you seek relief from debt.

For Rhode Island residents, the Pandemic presents many unique financial challenges

In 2020, the financial consequences of the COVID-19 pandemic had severe economic implications for Rhode Island.

The COVID-19 lockdowns were in effect in Rhode Island in early 2020. This caused a significant spike in unemployment insurance claims. While the long-term economic effects are not yet known, they will have a lasting impact.

Consolidationnow has created resources for people who have been adversely affected by COVID-19.

  • Financial Impact of COVID-19
  • COVID-19 Financial Resources

Statistics from Rhode Island that Show The Need For Debt Relief

In 2018, the average household credit card debt in Rhode Island was $6,104. It is 46th in the ranking of average household credit card debt, compared to other states. If credit card debt is not paid in full each month, it can become expensive and take many years to repay.

Rhode Island residents have nearly the same amount of credit card debt as the national average

An average household in the US owes $6,829 in credit cards debt. Although Rhode Island residents are lower than the national average, they still owe credit card debt. When you consider the cost of paying down debt over a long period, the balances owed all around are way too high.

Rhode Island is a leader in personal debt relief, especially for student loans that are in default or delinquent auto & medical bills.

How to Get Help with Debt in Rhode Island

Consolidationnow suggests residents be cautious when looking for debt relief services. There are many for-profit companies with poor track records. A deal may seem too good to be true if it’s not.

It can be frustrating and tiring to deal with debt. We have heard from many people that they regret not having done their research before signing up for a company. However, they quickly got rid of the debt, and, in some cases, it made matters worse.

It is important to take the time to do your research. You should consider the long-term and short-term consequences. Consider the costs and possible damages to your credit score and personal credit history. It is important to be open and honest about your debt situation.

 

Tags

type of debt
debt consolidation loan
credit report
debt management plan
home equity loan
client login
consolidate your debt
debt manangement program
monthly payment
interest rate
debt free

Below is a list of lenders who are not associated in any manner with Consolidationnow.com. This is merely a useful list of lenders. We do not recommend these businesses.

Debt Consolidation In Central Falls, Rhode Island

+
Some Quick Facts about Central Falls in Rhode Island

SOCIAL FACTS

18.2% of residents are in need of a medical plan which means the area is worse than the US mean. Individuals owning their home (20.2 percent) and people who achieved a degree are less likely to avail themselves of payday loans. Individuals who didn't finish secondary education are highly probable to need usury. In Central Falls, 35.1 percent are part of this classification. In Central Falls, Rhode Island 15.1% of locals are registered as disabled and thus qualify for federal insurance.

AGE AND SEX

The aged comprise a monority 7.2% of the residents, hinting Central Falls is a vigorous location. Kids under 18 embody 27.8 percent of the local inhabitants. The rate of births in Central Falls is over the US average at 8.4%.

POPULATION

Residents are a little biased towards male with women in Central Falls, Rhode Island constituting 48.1 percent of the populace. The newest population count for Central Falls, located in Rhode Island is 19,568 increasing by 0.8% over 2010.

ECONOMY FACTS

the average rental figure is $852.0 putting the area below the nationwide average. The most common house cost is $159100.0, (under average for the US). At $2437.0, local retail sales per capita are under normal nationally.
Name Phone Address Review Score Sample Reviews

Debt Consolidation In Cranston, Rhode Island

+
Some Quick Facts about Cranston in Rhode Island

SOCIAL FACTS

4.0% of the population have no medical insurance and this is better than the US average. Property owners (67.4%) and people possessing a bachelor qualification are less likely to apply for short term financing. In Cranston, Rhode Island 8.0% of the locals are qualified as disabled and therefore are eligible for federal insurance. Those who haven't succeeded to finish school are very probable to be the market for short term financing. In Cranston, 10.1 percent fall into this bracket.

POPULATION

The Population is slightly more female with females in Cranston, Rhode Island constituting 51.0 percent of the population. The newest population for Cranston in the state of Rhode Island is 81,456 exapanding by 1.0% over 2010.

ECONOMY FACTS

Totalling $14101.0, retail sales per head are greater than normal nationally. The most common rent payment is $1070.0 rising above the average. The most common house ticket is $243500.0, (> average for the US).

AGE AND SEX

The elderly consist a large 17.0 percent of the populace, implying Cranston is an older locale. Children below 18 consist 20.2 percent of the locals. The growth in youngsters in Cranston is lower than nationwide norms at 5.6%.
Name Phone Address Review Score Sample Reviews
Max Mortgage Lending+1 401-944-5951Max Mortgage Lending, 95 Sockanosset Cross Rd Suite 203, Cranston, RI 02920, United States0/5 (not set)
Expand
    Brittney Wilkinson - CMG Financial Mortgage Loan Officer+1 864-663-1332Brittney Wilkinson - CMG Financial Mortgage Loan Officer, 48-A Rolfe Square, Cranston, RI 02910, United States0/5 (not set)
    Expand
      EMCAP Lending+1 833-563-6227EMCAP Lending, 1140 Reservoir Ave, Cranston, RI 02920, United States5/5 (8 reviews)
      Expand
      First Home Bank Mortgage+1 866-826-7722First Home Bank Mortgage, 160 Burnside St, Cranston, RI 02910, United States4.8/5 (16 reviews)
      Expand
      Best Financial Mortgage Corporation+1 401-490-3210Best Financial Mortgage Corporation, 108 Phenix Ave, Cranston, RI 02920, United States4.6/5 (9 reviews)
      Expand

      Debt Consolidation In East Providence, Rhode Island

      +
      Some Quick Facts about East Providence in Rhode Island

      AGE AND SEX

      People over 65 embody a disproporionate 19.7% of the locals, hinting East Providence is a retirement town. Kids under 18 comprise 18.2 percent of the locals. The birth rate in East Providence is below the national average at 4.6 percent.

      SOCIAL FACTS

      Individuals who did not graduate from basic education are highly probable to need salary loans. In East Providence, 14.2 percent belong to this category. 5.1 percent of the populace are in need of a health plan which means the area is more favorable than the United States norm. People owning their own home (61.0%) and individuals who achieved a bachelor qualification are not probable to fall afoul of small dollar loans. In East Providence, Rhode Island 10.1% of locals are reported as disabled and therefore are entitled to federal health support.

      POPULATION

      The populace is a little in favor of female in gender with women in East Providence, Rhode Island making up 52.0 percent of the populace. The most recent population survey for East Providence, located in Rhode Island is 47,618 rising 1.2% compared with 2010.

      ECONOMY FACTS

      At $11919.0, retail sales per person fall short of the median for the US. The median rent payment is $974.0 dropping beneath nationwide norms. The median property ticket is $221700.0, (exceeding normals for the country).
      Name Phone Address Review Score Sample Reviews

      Debt Consolidation In Newport, Rhode Island

      +
      Some Quick Facts about Newport in Rhode Island

      AGE AND SEX

      The birth rate in Newport is below the US average at 4.9%. The aged embody a disproporionate 18.4% of the residents, indicating Newport is an older place. Children below 18 years of age embody 14.1% of the locals.

      ECONOMY FACTS

      The most common rent charge is $1236.0 surpassing the national median. The most common house cost is $448800.0, (outstripping normals for the country). Totalling $14494.0, retail sales per person outstrip normal for the country.

      SOCIAL FACTS

      Those who did not succeed to finish school are most probable to use usury. In Newport, 5.9% belong to this grouping. 8.6 percent of residents need health insurance and this is more favorable than the US norms. In Newport, Rhode Island 9.5% of residents are reported as disabled and consequently may use Medicare. Those possessing their own property (42.8%) and those with a bachelor education are not likely to be in the market for short term financing.

      POPULATION

      Locals are slightly more female in gender with women in Newport, Rhode Island comprising 51.8 percent of the locals. The most current population number for Newport, located in Rhode Island is 24,334 a fall of -2.4% compared with 2010.
      Name Phone Address Review Score Sample Reviews
      Allyson Sabbagh+1 774-254-2985Allyson Sabbagh, 267 Newport Ave, Pawtucket, RI 02861, United States5/5 (1 review)
      Expand
      Reverse Mortgage Funding LLC - Carol Miller+1 401-406-1247Reverse Mortgage Funding LLC - Carol Miller, 8 Red Cross Ave, Newport, RI 02840, United States5/5 (14 reviews)
      Expand
      AnnieMac Home Mortgage - Newport+1 855-975-0610AnnieMac Home Mortgage - Newport, 360 Thames St #3B, Newport, RI 02840, United States0/5 (not set)
      Expand
        Ryan Kennefick, OnTo Mortgage+1 401-662-7018Ryan Kennefick, OnTo Mortgage, 13 Broadway, Newport, RI 02840, United States0/5 (not set)
        Expand
          Jonathan Agudelo at AnnieMac Home Mortgagenot foundJonathan Agudelo at AnnieMac Home Mortgage, 360 Thames St #3B, Newport, RI 02840, United States0/5 (not set)
          Expand
            Genworth+1 401-848-7281Genworth, Newport, RI 02840, United States0/5 (not set)
            Expand
              Douglas Philcox at AnnieMac Home Mortgage+1 401-380-2442Douglas Philcox at AnnieMac Home Mortgage, 360 Thames St #3B, Newport, RI 02840, United States0/5 (not set)
              Expand

                Debt Consolidation In Pawtucket, Rhode Island

                +
                Some Quick Facts about Pawtucket in Rhode Island

                SOCIAL FACTS

                In Pawtucket, Rhode Island 12.9% of the population are reported not able bodied and therefore are eligible for federal health insurance. Those who did not finish secondary education are very likely to need payday loans. In Pawtucket, 18.7 percent fall into this category. Individuals possessing their own home (45.1 percent) and people who qualified with a university qualification are not probable to make use of small dollar loans. 7.0% of local inhabitants do not have a health plan and this is superior to the US mean.

                ECONOMY FACTS

                the average rental payment is $920.0 putting the area under nationwide norms. The average house cost is $194600.0, (< average for the country). $6412.0, B2C sales per head are less than normal for the country.

                AGE AND SEX

                Elderly people embody a routine 13.0% of the residents, implying Pawtucket is a demographically routine location. Children below 18 make up 20.9 percent of the populace. The rate of births in Pawtucket is over the national average at 6.0%.

                POPULATION

                The most current population number for Pawtucket in the state of Rhode Island is 72,117 rising 1.4% since 2010. People are more male in gender with women in Pawtucket, Rhode Island constituting 49.4 percent of the populace.
                Name Phone Address Review Score Sample Reviews
                Pinky Credit Repairnot foundPinky Credit Repair, 637 Charles St, Pawtucket, RI 02860, United States0/5 (not set)
                Expand
                  Mortgage Protection Center+1 401-365-2255Mortgage Protection Center, 461 Main St, Pawtucket, RI 02860, United States0/5 (not set)
                  Expand
                    Allyson Sabbagh+1 774-254-2985Allyson Sabbagh, 267 Newport Ave, Pawtucket, RI 02861, United States5/5 (1 review)
                    Expand
                    American Mortgage+1 401-438-1904American Mortgage, 2900 Pawtucket Ave, Riverside, RI 02915, United States0/5 (not set)
                    Expand

                      Debt Consolidation In Providence, Rhode Island

                      +
                      Some Quick Facts about Providence in Rhode Island

                      ECONOMY FACTS

                      $8119.0, local retail sales per person are beneath average nationally. the average rent charge is $994.0 which is beneath the nationwide average. The most common real estate price is $200300.0, (beneath the median for the country).

                      SOCIAL FACTS

                      In Providence, Rhode Island 10.5 percent of locals are reported as handicapped and as a result are entitled to Medicare. 8.3 percent of the population need health insurance which is better than the United States mean. Those who haven't succeeded to finish school are quite probable to use payday financing. In Providence, 18.4% are in this category. Those possessing their home (36.1%) and individuals who achieved a university qualification are less likely to require payday loans.

                      POPULATION

                      The populace is biased in favor of women with women in Providence, Rhode Island making up 51.6 percent of the local inhabitants. The newest population survey for Providence in Rhode Island is 179,883 increasing by 1.2% over 2010.

                      AGE AND SEX

                      The birth rate in Providence is above average at 6.3 percent. Elderly people embody a monority 10.8 percent of the locals, indicating Providence is a youthful area. Kids below 18 comprise 22.4 percent of the local inhabitants.
                      Name Phone Address Review Score Sample Reviews
                      Providence Credit Consultants+1 401-618-7206Providence Credit Consultants, 359 Putnam Pike Suite 104, Smithfield, RI 02917, United States0/5 (1 review)
                      Expand
                        Perfect Kredit+1 401-271-6482Perfect Kredit, 33 Broad St Suite 300, Providence, RI 02903, United States0/5 (not set)
                        Expand
                          Family Financial Group+1 866-301-2300Family Financial Group, 480 Hope St, Providence, RI 02906, United States5/5 (4 reviews)
                          Expand
                          Homestar Mortgage Inc+1 401-454-3300Homestar Mortgage Inc, 220 Smith St, Providence, RI 02908, United States3.9/5 (13 reviews)
                          Expand
                          Semper Home Loans, Inc+1 888-817-6619Semper Home Loans, Inc, 225 Dupont Dr, Providence, RI 02907, United States4.2/5 (96 reviews)
                          Expand
                          Andy H Matt | Fairway Independent Mortgage Corporation Loan Officer+1 781-603-5079Andy H Matt | Fairway Independent Mortgage Corporation Loan Officer, 265 Waterman St, Providence, RI 02906, United States0/5 (not set)
                          Expand
                            Guaranteed Rate of Rhode Island+1 401-884-1619Guaranteed Rate of Rhode Island, 469 Angell St suite 1 & 5, Providence, RI 02906, United States0/5 (1 review)
                            Expand
                              Sierra Pacific Mortgage+1 401-270-1740Sierra Pacific Mortgage, 1417 Douglas Ave Suite 2, North Providence, RI 02904, United States5/5 (77 reviews)
                              Expand
                              Capital Good Fund+1 866-584-3651Capital Good Fund, 22 A St, Providence, RI 02907, United States4.8/5 (342 reviews)
                              Expand

                              Debt Consolidation In Warwick, Rhode Island

                              +
                              Some Quick Facts about Warwick in Rhode Island

                              POPULATION

                              People are biased towards female in gender with women in Warwick, Rhode Island comprising 52.5% of the populace. The newest population count for Warwick, located in Rhode Island is 81,004 dropping by -2.0% over 2010.

                              AGE AND SEX

                              The growth in youngsters in Warwick is below the national average at 5.0 percent. The elderly embody an unhealthy 20.0 percent of the residents, hinting Warwick is an extremely old aged place. Children less than 18 years old embody 17.7 percent of the populace.

                              SOCIAL FACTS

                              Those possessing their home (71.5 percent) and people who qualified with a bachelor qualification are least probable to be the market for payday loans. Individuals who did not finish basic education are quite likely to be the market for high interest loans. In Warwick, 7.5 percent belong to this basket. In Warwick, Rhode Island 11.1 percent of people are qualified as handicapped and accordingly are entitled to federal support. 4.3% of residents do not have health insurance. This is more affluent than the national mean.

                              ECONOMY FACTS

                              At $23948.0, retail sales per head are greater than normal for the US. The median rent cost is $1167.0 surpassing the nationwide average. The average house price is $225300.0, (surpassing the median for the US).
                              Name Phone Address Review Score Sample Reviews
                              Check `n Go+1 401-732-2251Check `n Go, 1565 Post Rd Unit 3, Warwick, RI 02888, United States3.8/5 (39 reviews)
                              Expand
                              Check `n Go+1 401-822-2321Check `n Go, 826 Bald Hill Rd, Warwick, RI 02886, United States4.2/5 (73 reviews)
                              Expand
                              Consumer Credit Counseling Services+1 401-732-8357Consumer Credit Counseling Services, 501 Centerville Rd, Warwick, RI 02886, United States0/5 (not set)
                              Expand
                                Credit Repair at Credit Network USA+1 401-244-5420Credit Repair at Credit Network USA, 16 International Way, Warwick, RI 02886, United States0/5 (not set)
                                Expand
                                  Citizens One Home Loans - Gregory Giarrusso+1 401-578-2144Citizens One Home Loans - Gregory Giarrusso, 480 Jefferson Blvd, Warwick, RI 02886, United States0/5 (not set)
                                  Expand
                                    BrokerBe+1 401-200-5171BrokerBe, 65 Jefferson Blvd, Warwick, RI 02888, United States0/5 (not set)
                                    Expand
                                      Express Bad Credit Loans+1 401-271-4145Express Bad Credit Loans, 1464 Centerville Rd, Warwick, RI 02886, United States5/5 (7 reviews)
                                      Expand
                                      Online Bad Credit Loans+1 401-399-3438Online Bad Credit Loans, 2573 W Shore Rd, Warwick, RI 02889, United States5/5 (7 reviews)
                                      Expand

                                      Debt Consolidation In Woonsocket, Rhode Island

                                      +
                                      Some Quick Facts about Woonsocket in Rhode Island

                                      AGE AND SEX

                                      Senior citizens comprise a classic 13.7 percent of the populace, implying Woonsocket is an ordinary place. Children less than 18 years old make up 21.6% of the residents. The birth rate in Woonsocket is more than the nationwide average at 7.0 percent.

                                      ECONOMY FACTS

                                      Totalling $7998.0, local retail sales per capita fall short of average nationally. The median rent payment is $912.0 putting the area under the US average. The most common real estate cost is $173300.0, (beneath the median for the country).

                                      POPULATION

                                      The populace is biased in favor of female with females in Woonsocket, Rhode Island comprising 51.4% of the population. The most up to date population survey for Woonsocket in the state of Rhode Island is 41,751 exapanding by 1.3% compared with 2010.

                                      SOCIAL FACTS

                                      Those possessing their own property (36.4%) and people with a bachelor qualification are less likely to apply for usury. 8.3 percent of the population have no a health plan which is more affluent than the United States average. Individuals who have not succeeded to graduate from elementary education are highly probable to be the market for salary loans. In Woonsocket, 18.2% are in this bracket. In Woonsocket, Rhode Island 16.7% of the population are reported handicapped and as a result make the grade for Medicare.
                                      Name Phone Address Review Score Sample Reviews
                                      Advance America+1 401-766-2109Advance America, 204 S Main St, Woonsocket, RI 02895, United States5/5 (126 reviews)
                                      Expand
                                      Check `n Go+1 401-762-0482Check `n Go, 2000 Diamond Hill Rd Ste 19, Woonsocket, RI 02895, United States3.3/5 (68 reviews)
                                      Expand
                                      Advance America+1 401-766-5128Advance America, 1700 Diamond Hill Rd Ste B, Woonsocket, RI 02895, United States4.9/5 (197 reviews)
                                      Expand
                                      Loans Writer at Consolidation Now | Website

                                      Kimberly Chantal Parkes is a former contributor to Consolidation Now. Kimberly Chantal is a freelance copy editor and writer with a specialization in personal financial planning. After having graduated from Kansas State University with a bachelor's degree in journalism, she began her career in media wearing many hats for community newspapers within the Kansas City area: writer as well as copy editor, photographer and coffee runner among other things.