Debt Consolidation In Vermont | Non-Profit Services

Debt Consolidation In Vermont

Since 1993, Consolidationnow provides debt consolidation services for Vermont residents. Our non-profit consumer credit counseling agency has helped thousands of people get out of debt.

We offer credit counseling, debt consolidation, and student loan counseling. We can help you with all aspects of your financial life.

Who Do We Assist? Vermont and the Areas Around It

No matter what financial situation, anyone can take out debt. The most likely beneficiaries are those in financial distress, couples, students, seniors, and people seeking education and counseling to help manage their money.

Debt management can help with everything from credit repair and debt relief to budgeting and emergency savings.

How debt consolidation works

Consolidating all unsecured debts into one monthly payment is what debt consolidation does. The type of debt consolidation plan chosen will determine whether accounts are paid in full or whether creditors are paid monthly using one payment source.

The following steps will be used to describe how a debt reduction strategy works if it is successful.

Once creditors accept a proposal, all unsecured debts, including credit card, medical, collection, and others, are combined into one, often lower monthly payment.

An account with a revolving line of credit will be canceled, and the charges will be added again. You must settle the account as soon as possible.

After an account is paid in full, the monthly payment will remain the same. To reduce the total amount of debt, the extra funds are transferred to the next account. This is typically the one with the lowest interest rate or balance.

Consolidating your debt is a sign that:

You should ask these questions that can help you determine if you are in debt.

  • Do you spend a lot of your monthly salary on debt repayments? Your monthly income should not exceed 20% to repay your debt.
  • Are you finding it difficult to make minimum monthly credit card or loan payments?
  • Is it possible to redirect money that was intended for other purposes to pay bills?
  • Are you in a lot of credit card debt? Are they close to exceeding or approaching their limit on credit cards?
  • Are you willing to spend money on your bills?
  • Do you receive calls from credit card companies or debt collectors about past-due accounts?
  • What if you could delay an emergency such as a visit to the doctor or dentist?
  • If your salary suddenly vanished, would you and your spouse find yourself in financial trouble?
  • Are you looking for a second job?
  • Are you worried or anxious about your financial future?

If you answered “yes” to any question, you might need help.

 

Tags

debt consolidation loan
credit report
debt free
payday loan
home equity
state of vermont
vermont consumers
credit counselors
total debt

 

 

Below is a list of lenders who are not associated in any manner with Consolidationnow.com. This is merely a useful list of lenders. We do not recommend these businesses.

Debt Consolidation In Barre, Vermont

+
Some Quick Facts about Barre in Vermont

ECONOMY FACTS

The typical rental payment is $739.0 which is beneath the national average. The most common house cost is $158300.0, (< the median nationally). Totalling $19190.0, B2C sales per head are greater than normal nationally.

AGE AND SEX

The rate of births in Barre is below nationwide norms at 4.4%. Elderly people comprise a quintessential 14.1 percent of the locals, suggesting Barre is a quintessential city. Children less than 18 years old comprise 21.7 percent of the population.

SOCIAL FACTS

In Barre, Vermont 21.4% of people are reported as disabled and thus pass for federal support. 3.2% of locals do not have health insurance which means the area is more favorable than the United States average. Those who didn't finish secondary education are highly probable to fall afoul of short term loans. In Barre, 13.7% fall into this group. Homeowners (46.8%) and people possessing a university qualification are not likely to avail themselves of cash advances.

POPULATION

The Population is a little biased towards male in gender with women in Barre, Vermont comprising 49.8% of the populace. The freshest population count for Barre in the state of Vermont is 8,528 a decrease of -5.8% over 2010.
Name Phone Address Review Score Sample Reviews
Joseph Feltz - Mortgage Loan Officer+1 802-598-8576Joseph Feltz - Mortgage Loan Officer, 36 N Main St, Barre, VT 05641, United States0/5 (not set)
Expand
    Members Advantage Community Credit Union+1 802-479-9411Members Advantage Community Credit Union, 265 S Main St, Barre, VT 05641, United States3.5/5 (6 reviews)
    Expand
    OneMain Financial+1 802-476-2015OneMain Financial, 324 N Main St, Barre, VT 05641, United States0/5 (not set)
    Expand

      Debt Consolidation In Burlington, Vermont

      +
      Some Quick Facts about Burlington in Vermont

      AGE AND SEX

      The growth in youngsters in Burlington is under US norms at 3.2%. Elderly people embody a lowly 11.9 percent of the residents, implying Burlington is a vigorous spot. Children under 18 embody 11.8% of the locals.

      POPULATION

      The Population is biased towards female with women in Burlington, Vermont constituting 51.0% of the population. The most recent population number for Burlington in Vermont is 42,819 exapanding by 1.0% compared with 2010.

      SOCIAL FACTS

      In Burlington, Vermont 9.9 percent of residents are recorded as handicapped and therefore are eligible for federal health support. Home owners (35.8 percent) and people who have a bachelor education are not probable to be the market for cash advances. People who haven't succeeded to finish elementary education are most probable to be in the market for short term loans. In Burlington, 7.8% qualify for this class. 3.9% of locals don't have medical insurance. This is superior to the national average.

      ECONOMY FACTS

      Totalling $14431.0, B2C sales per capita are higher than normal nationally. the average rent figure is $1213.0 rising above the national median. The average house ticket is $284500.0, (surpassing normals for the US).
      Name Phone Address Review Score Sample Reviews
      Movement Mortgage, LLC+1 802-230-4242Movement Mortgage, LLC, 68 Randall St, South Burlington, VT 05403, United States5/5 (1 review)
      Expand
      Title Mortgage Solution, LLC NMLS #1455340+1 802-242-2000Title Mortgage Solution, LLC NMLS #1455340, 110 Main St #4a, Burlington, VT 05401, United States0/5 (not set)
      Expand
        Fairway Independent Mortgage Corporation+1 802-489-7170Fairway Independent Mortgage Corporation, 110 Kimball Ave Ste 120, South Burlington, VT 05403, United States5/5 (30 reviews)
        Expand
        Bank of America Mortgage+1 802-660-1004Bank of America Mortgage, Lake & College Building, Lake St, Burlington, VT 05401, United States0/5 (3 reviews)
        Expand
          Mark Severance - CMG Financial Mortgage Loan Officer NMLS# 85384+1 802-343-1983Mark Severance - CMG Financial Mortgage Loan Officer NMLS# 85384, 4 San Remo Dr, South Burlington, VT 05403, United States5/5 (1 review)
          Expand
          Nick Lagasse | Fairway Independent Mortgage Corporation Loan Officer+1 603-809-1470Nick Lagasse | Fairway Independent Mortgage Corporation Loan Officer, 110 Kimball Ave Ste 120, South Burlington, VT 05403, United States5/5 (1 review)
          Expand
          Barb A McHenry | Fairway Independent Mortgage Corporation Loan Officer+1 802-489-7172Barb A McHenry | Fairway Independent Mortgage Corporation Loan Officer, 110 Kimball Ave Suite 120, South Burlington, VT 05403, United States4.7/5 (35 reviews)
          Expand
          Vermont Home Mortgage Group+1 802-660-7969Vermont Home Mortgage Group, 950 Shelburne Rd, South Burlington, VT 05403, United States0/5 (not set)
          Expand
            Mike M Conn | Fairway Independent Mortgage Corporation Loan Officer+1 802-489-7180Mike M Conn | Fairway Independent Mortgage Corporation Loan Officer, 110 Kimball Ave Ste 120, South Burlington, VT 05403, United States0/5 (not set)
            Expand
              Philip Moss - Citizens Bank, Home Mortgages+1 917-513-8246Philip Moss - Citizens Bank, Home Mortgages, 148 College St, Burlington, VT 05401, United States0/5 (not set)
              Expand
                New England Federal Credit Union | UVMMC Branch+1 802-879-8790New England Federal Credit Union | UVMMC Branch, 111 Colchester Ave, Burlington, VT 05401, United States5/5 (2 reviews)
                Expand

                Debt Consolidation In Essex Junction village, Vermont

                +
                Some Quick Facts about Essex Junction in Vermont

                POPULATION

                The freshest population for Essex Junction in Vermont is 10,852 exapanding by 16.8% over 2010. Residents are slightly in favor of female with females in Essex Junction, Vermont comprising 52.1% of the local inhabitants.

                ECONOMY FACTS

                At $13834.0, retail sales per capita are greater than the median nationally. The typical rent payment is $1313.0 rising beyond US norms. The average real estate cost is $298200.0, (over the median for the US).

                SOCIAL FACTS

                Those possessing property (65.4%) and those who achieved a bachelor education are not very probable to make use of payday advances. 5.3% of locals need health insurance meaning the area is better than the United States norms. Those who did not graduate from school are quite likely to apply for cash advances. In Essex Junction, 7.8% qualify for this class. In Essex Junction, Vermont 6.8 percent of the locals are registered as not able bodied and thus are entitled to the federal health program.

                AGE AND SEX

                The rate of births in Essex Junction is less than normal for the US at 5.9 percent. Elderly people comprise an average for the US, 13.1% of the residents, suggesting Essex Junction is an average place. Youngsters under 18 years of age make up 20.7% of the populace.
                Name Phone Address Review Score Sample Reviews

                Debt Consolidation In Montpelier, Vermont

                +
                Some Quick Facts about Montpelier in Vermont

                ECONOMY FACTS

                The most common rent payment is $1021.0 putting the area beneath the nationwide average. The most common real estate ticket is $252600.0, (over the median nationally). At $24332.0, retail sales per capita are greater than normal for the US.

                SOCIAL FACTS

                In Montpelier, Vermont 8.2 percent of the population are qualified disabled and therefore are eligible for federal health support. Those who did not succeed to finish basic education are quite likely to fall afoul of quick cash loans. In Montpelier, 3.0 percent are in this classification. Home owners (55.6%) and people who have a higher education are least likely to want payday advances. 3.0% of the population do not have health insurance which means the area is more affluent than the national average.

                AGE AND SEX

                The birth rate in Montpelier is lower than the national average at 3.4 percent. Elderly people make up a huge 20.8% of the residents, indicating Montpelier is a solely retirement spot. Youth less than 18 years old consist 17.6 percent of the local inhabitants.

                POPULATION

                Locals are slightly in favor of women with females in Montpelier, Vermont making up 56.3% of the population. The newest population number for Montpelier in Vermont is 7,372 dwindling by -6.1% over 2010.
                Name Phone Address Review Score Sample Reviews
                VSECU+1 800-371-5162VSECU, 1 Bailey Ave, Montpelier, VT 05602, United States3.3/5 (30 reviews)
                Expand
                Vermont Community Loan Fund+1 802-223-1448Vermont Community Loan Fund, 15 State St, Montpelier, VT 05602, United States5/5 (2 reviews)
                Expand

                Debt Consolidation In Rutland, Vermont

                +
                Some Quick Facts about Rutland in Vermont

                POPULATION

                The populace is more women with females in Rutland, Vermont constituting 50.8% of the populace. The freshest population count for Rutland in the state of Vermont is 15,074 dropping -8.5% since 2010.

                SOCIAL FACTS

                Those who failed to finish elementary education are very probable to fall afoul of usury. In Rutland, 9.0 percent are part of this category. Property owners (55.0 percent) and people who achieved a university degree are least likely to be the market for high interest loans. In Rutland, Vermont 13.7% of residents are reported not able bodied and hence may use federal support. 5.7% of residents don't have a health plan meaning the area is more affluent than the United States norms.

                ECONOMY FACTS

                $25924.0, local retail sales per person outstrip the median for the country. The typical rental cost is $780.0 dropping beneath the nationwide median. The median real estate price is $153300.0, (below the median nationally).

                AGE AND SEX

                The birth rate in Rutland is under the nationwide average at 4.6 percent. The aged consist an enormous 21.4 percent of the local inhabitants, hinting Rutland is an aged locale. Children under 18 years of age comprise 16.0% of the local inhabitants.
                Name Phone Address Review Score Sample Reviews
                GreenPath Debt Solutions+1 802-773-2143GreenPath Debt Solutions, 26 West St, Rutland, VT 05701, United States0/5 (not set)
                Expand
                  OneMain Financial+1 802-773-2457OneMain Financial, 308 Rte 7 South, Rutland, VT 05701, United States0/5 (not set)
                  Expand
                    Homebridge Financial Services, Inc.+1 802-772-7089Homebridge Financial Services, Inc., 54 Woodstock Ave Suite 1, Rutland, VT 05701, United States0/5 (not set)
                    Expand

                      Debt Consolidation In St. Albans, Vermont

                      +
                      Some Quick Facts about St. Albans in Vermont

                      AGE AND SEX

                      Senior citizens comprise a normal 13.3% of the residents, hinting St. Albans is a demographically routine location. Youngsters below 18 comprise 22.2% of the residents. The birth rate in St. Albans is higher than average at 7.1%.

                      SOCIAL FACTS

                      Individuals who didn't graduate from secondary education are most probable to avail themselves of usury. In St. Albans, 8.6% are in this bracket. In St. Albans, Vermont 12.7% of the locals are registered as handicapped and hence have access to the federal health program. People with title to property (53.8 percent) and those possessing a bachelor degree are not likely to be the market for salary loans. 4.0 percent of the population don't have a medical plan. This is more favorable than the United States average.

                      ECONOMY FACTS

                      $28661.0, B2C sales per capita are higher than normal for the US. the average rental payment is $1005.0 dropping beneath nationwide norms. The average property price is $180800.0, (< normals for the US).

                      POPULATION

                      Residents are slightly biased towards female with females in St. Albans, Vermont comprising 52.7% of the populace. The newest population survey for St. Albans in the state of Vermont is 6,801 falling by -1.7% compared with 2010.
                      Name Phone Address Review Score Sample Reviews

                      Debt Consolidation In South Burlington, Vermont

                      +
                      Some Quick Facts about South Burlington in Vermont

                      ECONOMY FACTS

                      The most common rental cost is $1401.0 which is beyond the US median. The most common property ticket is $307500.0, (over average nationally). At $42269.0, B2C sales per head are above the median for the country.

                      SOCIAL FACTS

                      Those with title to property (60.0%) and individuals who have a degree are not very likely to be the market for usury. People who have not succeeded to graduate from elementary education are very probable to want usury. In South Burlington, 4.4 percent are part of this category. In South Burlington, Vermont 10.0 percent of the locals are recorded not able bodied and hence may use Medicare. 2.9% of the populace have no a health plan which is more affluent than the national norm.

                      AGE AND SEX

                      Elderly people consist a large 18.5% of the local inhabitants, indicating South Burlington is a retirement locale. Kids below 18 years of age comprise 17.2 percent of the locals. The growth in youngsters in South Burlington is under the national average at 4.5%.

                      POPULATION

                      Residents are a little biased towards women with females in South Burlington, Vermont making up 52.6 percent of the population. The most recent population survey for South Burlington in Vermont is 19,509 exapanding by 9.0% over 2010.
                      Name Phone Address Review Score Sample Reviews
                      Movement Mortgage, LLC+1 802-230-4242Movement Mortgage, LLC, 68 Randall St, South Burlington, VT 05403, United States5/5 (1 review)
                      Expand
                      Fairway Independent Mortgage Corporation+1 802-489-7170Fairway Independent Mortgage Corporation, 110 Kimball Ave Ste 120, South Burlington, VT 05403, United States5/5 (30 reviews)
                      Expand
                      Mark Severance - CMG Financial Mortgage Loan Officer NMLS# 85384+1 802-343-1983Mark Severance - CMG Financial Mortgage Loan Officer NMLS# 85384, 4 San Remo Dr, South Burlington, VT 05403, United States5/5 (1 review)
                      Expand
                      Nick Lagasse | Fairway Independent Mortgage Corporation Loan Officer+1 603-809-1470Nick Lagasse | Fairway Independent Mortgage Corporation Loan Officer, 110 Kimball Ave Ste 120, South Burlington, VT 05403, United States5/5 (1 review)
                      Expand
                      Barb A McHenry | Fairway Independent Mortgage Corporation Loan Officer+1 802-489-7172Barb A McHenry | Fairway Independent Mortgage Corporation Loan Officer, 110 Kimball Ave Suite 120, South Burlington, VT 05403, United States4.7/5 (35 reviews)
                      Expand
                      Vermont Home Mortgage Group+1 802-660-7969Vermont Home Mortgage Group, 950 Shelburne Rd, South Burlington, VT 05403, United States0/5 (not set)
                      Expand
                        Mike M Conn | Fairway Independent Mortgage Corporation Loan Officer+1 802-489-7180Mike M Conn | Fairway Independent Mortgage Corporation Loan Officer, 110 Kimball Ave Ste 120, South Burlington, VT 05403, United States0/5 (not set)
                        Expand

                          Debt Consolidation In Winooski, Vermont

                          +
                          Some Quick Facts about Winooski in Vermont

                          ECONOMY FACTS

                          The median rent figure is $1144.0 rising above the nationwide average. The median real estate price is $225200.0, (outstripping average for the country). $4526.0, B2C sales per head fall below normal for the US.

                          POPULATION

                          The Population is slightly biased towards male in gender with females in Winooski, Vermont comprising 49.0% of the local inhabitants. The most recent population number for Winooski, Vermont is 7,333 growing 1.0% since 2010.

                          SOCIAL FACTS

                          3.9 percent of local inhabitants don't have health insurance which means the area is more favorable than the national mean. In Winooski, Vermont 17.0% of the population are reported handicapped and accordingly are entitled to the federal health program. Individuals owning property (36.8 percent) and people who qualified with a higher education are least likely to require short term loans. People who have not succeeded to graduate from school are very probable to want cash advances. In Winooski, 16.0 percent fall into this category.

                          AGE AND SEX

                          The aged embody a small 11.6% of the population, hinting Winooski is a youthful town. Kids under 18 comprise 16.3% of the residents. The birth rate in Winooski is under nationwide norms at 5.8 percent.
                          Name Phone Address Review Score Sample Reviews
                          Loans Writer at Consolidation Now | Website

                          Kimberly Chantal Parkes is a former contributor to Consolidation Now. Kimberly Chantal is a freelance copy editor and writer with a specialization in personal financial planning. After having graduated from Kansas State University with a bachelor's degree in journalism, she began her career in media wearing many hats for community newspapers within the Kansas City area: writer as well as copy editor, photographer and coffee runner among other things.