Free Debt Consolidation Advice | What To Do & Where To Get Help

Free Advice on Consolidating Debt

You don’t need to pay to get help if you are in serious debt or having trouble paying your bills. ConsolidationNow provides free advice for consumers all over the country. As a non-profit, our mission is to provide free debt consolidation advice and low-cost services for individuals and families who need financial assistance. We provide the guidance you need to help you decide the best course of action to eliminate debt. Our wide variety of tools and services can be used to reduce your debt and pay off credit cards.

Call us to schedule a complimentary counseling session, either over the phone or in person. Free advice from our credit counselors includes preparing a budget and reviewing the best options to rebuild credit. They can also help you improve your financial situation.

ConsolidationNow provides free advice about debt

Since 1991, thousands of people and families have received free credit counseling and advice on debt. ConsolidationNow provides free advice for many reasons.


All financial education and materials are available for free. Our website contains some calculators and information, including a loan calculator. This calculator will teach you more about money management and how to repay debt.

Affordable fees

Our affordable debt management services can help you pay off your debt quicker, often in less than five years. Our fees are low because we are a non-profit organization.


All financial information is confidential.


Our credit counselors can help with all matters, including free debt advice and managing creditors’ repayments.

ConsolidationNow can offer free advice on your debt.

A credit counselor offers free advice. First, we will look at your financial situation and set up a free consultation with one of our credit counselors to give you debt advice. Then, we’ll give you customized options to lower your debt and improve your credit.

These options could include referrals to education materials or social services. Depending on your financial goals, you may also be referred to a program for debt management. After your session, you’ll see where you stand and the options available to you to reduce your debt.



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